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Pricing

Pay once, for a finished piece of work.

You are buying a completed audit and a plan, not access to software you then have to operate. Most people will run one, and come back when something changes.

Free preview

Free

No account, no card

See exactly what the audit produces before deciding anything.

  • The full sample audit
  • Every screen the paid tiers use
  • The complete method, written out

Essential Reset

A$19–29

One-off, indicative

One person, one set of accounts, the whole audit and plan.

  • Unlimited CSV, OFX, QFX and QIF files
  • Full audit, allowance and action plan
  • Scenarios and the downloadable report
  • Australian merchant and pay-cycle logic

Household Reset

Most people

A$49–79

One-off, indicative

Two incomes, several accounts, and the shared costs between them.

  • Everything in Essential Reset
  • Household income and shared commitments
  • Transfers matched across all accounts
  • Income-change scenarios for both earners

Reviewed Reset

A$99–199

One-off, indicative

The automated audit, then a person who reads it with you.

  • Everything in Household Reset
  • Human review of the completed audit
  • A conversation about what to do first
  • You choose what is shared, and nothing is by default

Where this stands today

These prices are indicative while the right shape is worked out, and no payment is taken anywhere on this site. The full audit is available now, at no cost, so the product can be judged on whether the result is worth paying for.

Why not a subscription

A monthly fee would put us on the wrong side of the outcome.

A subscription product needs you to keep opening it. That pressure shows up as streaks, reminders and dashboards designed to be visited rather than acted on, and it is why so many budgeting apps end up as another thing to feel behind on.

ClearLedger is finished when your plan is in your hands. If it works, you will not need it again for a while, and that is the correct result.

Working with a professional

For counsellors, coaches and community services.

A practitioner version is planned: the same audit, run consistently across clients, so an appointment starts with the analysis already done rather than with a shoebox of statements.

What that would look like